As Independent Financial Advisers, we are primarily rewarded on a fee basis, which can either be paid directly or taken from any portfolio established, as part of the remuneration options available.
Our current fee scales are as follows:
An initial consultation at our expense is available for potential clients within a 25 mile radius of Cambridge from 08:00 to 16:30 Monday to Friday. Any appointments outside of these times or radius are subject to a £250.00 initial charge, which may be "waived" at our discretion. For existing clients the out of office appointment fee is reduced from £250.00 to £150.00 per visit.
Should formal investment recommendations be required, a charge equivalent to £150.00 per hour will be made, with a total fee being quoted at the outset, prior to any work being undertaken, subject to a minimum fee of £500.00, with initial fees being capped at £2,000.00 enabling larger portfolio's to benefit from economies of scale.
On-going investment advice remains the cornerstone of the investment proposition provided to clients, with a pre-determined level of service being provided for active investment clients which will be detailed within the formal report/recommendations. The annual fees that apply for the services provided are as follows:
Investment portfolios valued from £10,000.00 - £250,000.00 - 1.00% per annum. (Subject to a minimum annual fee of £250.00)
Investment portfolios valued over £250,000.00 - 0.50% per annum. Annual fees are capped at £2,000.00, providing enhanced value for any portfolio in excess of £400,000.00, due to economies of scale.
For advice, reports or tasks requested that are not covered within the stated service levels provided to investors, time will be charged out at £150.00 per hour for advice related matters or £50.00 per hour for administration related requests.
1. Investors seeking a "LOW" cost solution, where NO initial advice fees apply, may wish to consider the "risk" rated portfolio options available.