To enable investors to purchase "collective" funds online using BACS or debit card as a payment method or direct debit for monthly savings, we have established a link into the Aegon/Co-Funds.co.uk dealing facility. Any investment purchased by this method will be completed with no initial charge being applied. Once purchased, investors will also have the option to view valuations or conduct any investment changes online, with any online investments switches being completed "free" of charge. The annual service charge levied for this facility equates to 0.20% per annum of the portoflio's value.
Investors wishing to purchase and manage their own portfolios, whereby in addition to "collectives" they also wish to include indiviudal equities, investment trusts or ETFs (Exchange Traded Funds), may prefer the on-line "execution only" services provided by A J Bell. Due to professional connections with A J Bell, we can assist in establishing an account on behalf of individual investors or make a suitable referral.
We have also incorporated a link into the "Financial Express" investment research facility, enabling investors to research and design an investment portfolio, based upon their investment needs and desired levels of risk.
Should an investor decide that in preference to making their own investment decisons that formal advice is required, we would be delighted to assist on a fee basis. Our minimum initial advice fee equates to £500.00, with a minimum annual fee of £250.00 applying for clients seeking a structured, tax-efficient, risk based portfolio solution. Annual fees are capped at a maximum level of £2,000.00 per annum, ensuring larger portfolio's benefit from economies of scale.
Low cost, risk rated "passive" solutions are available, where more limited on-going advice is provided, but where no iniital costs apply are also available.